How Large of a Home Equity Loan Can I Get? Determining the amount of equity in a home helps in determining how much money can be borrowed. Try using the same formula lenders use to determine your home equity. Equity is the difference between the fair market value of the property and the amount.

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Finding out how big of a loan you can qualify for is a misnomer because quite frankly there are agents whose goal is to get you a loan regardless if you can handle the monthly load it will bring 3, 5 or 7 years later..

These nine tips can help you get a handle on your student loans-and even pay them off faster. It’s critical to see the big picture: Know how much you owe in total, to whom it’s owed, and what your.

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Apply for a large loan, preferably at a bank or credit union where you have a good relationship. Apply for an unsecured loan if you have an excellent credit score and the income to support the loan. Or apply for a secured loan, such as a home equity loan, if you have collateral.

"How big of a loan can I get?" When it comes to getting a loan for things like a car or home, the guidelines on what’s affordable to borrow are relatively clear. But for unsecured personal loans , the situation is often murkier.

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