Low Income but High Deposit. Can I get a mortgage? Mortgages & Endowments. Ultimately its my ambition to get a better paid job in the long term but just wondering what is possible in the here and now .. The big question is whether (or not) the mortgage will be affordable for you and still.

Money Matters: Be prepared to explain those large deposits. By Stephanie; Detroit Legal News. What the mortgage business wants in every loan is no risk. underwriters seek perfection.. No big deal. It made sense. Common sense. Let’s not bother and pester the borrower about a couple.

Being able to afford a mortgage is no longer solely reliant on having a large enough income and deposit. While this is still important. a death in the family or losing your job.

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There’s no arguing that having a job means you’re more likely to get approved for a mortgage. However, getting a mortgage without a job isn’t impossible, so if you’re gainfully unemployed and on the hunt for a house, check out these tips below. Every lender is different, so make sure you.

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Of course, the best way to avoid hassling with a large deposit is to refrain from putting any hard-to-document funds into any accounts in the months prior to your loan application. The lender will assume that any undocumented large deposit is from an ineligible source, and can deny your loan because of it.

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‘I’m 28 and have 170,000 but no job. Can I afford to buy another property?’. she is concerned that she will not be able to get a mortgage. She gave up her job as a university researcher in.

The only thing that concerns me is that I currently have no job. Personal choice, I wanted to take some time out and relax and I could financially afford to do so. I currently have excellent credit rating, a large deposit and very minor outgoings (mobile phone and Sky tv).

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