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Online auto equity loans can present a number of advantages, particularly if you have bad credit. Lenders do not usually check the credit history of applicants for auto equity loans. Instead, they consider the condition and value of the vehicle being used to secure the loan.

National Average Mortgage Rates 30 Year Fixed US long-term mortgage rates down; 30-year average at 4.14% – Mortgage buyer Freddie Mac said Thursday the average rate on the 30-year, fixed-rate mortgage dropped to 4.14% from 4.20% last week. By contrast, a year ago the benchmark rate stood at 4.55%.

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