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Canadians are taking out fewer mortgages than they used to – In 2016, Canada’s top banking regulator. that effectively made it much harder for those on low incomes, or who have bad credit history to take out property loans. For instance, borrowers would have.

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Consumer Credit Origination, Balance & Delinquency Trends. – The consumer credit market ended 2017 on a high note within the major lending products – auto, mortgage, card and personal loans. Consumers continued to gain access to credit, consumers are paying their debts in a timely fashion for the most part, and balances are rising at healthy levels.

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