Discount points are a one-time, upfront mortgage closing cost which give a mortgage borrower access to "discounted" mortgage rates as compared to the market. When discount points are paid, the.

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Discount Mortgage Lenders – allspecialcoupons.com – Mortgage points, also known as discount points, are fees paid directly to the lender at closing in exchange for a reduced interest rate. This is also called "buying down the rate," which can lower your monthly mortgage payments.

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Mortgage points, also known as discount points, are fees paid directly to the lender at closing in exchange for a reduced interest rate. This is also called "buying down the rate," which can lower your monthly mortgage payments. One point costs 1 percent of your mortgage amount (or $1,000 for every $100,000).

 · Before you commit to a lender, ask these 10 questions of your potential mortgage broker. If you don’t like the answers you receive, continue shopping for a loan until you find a mortgage broker/lender with whom you feel comfortable.. To provide you with accurate information, your mortgage loan officer needs to find out more about you.

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