Home inspections are used to provide an opportunity for a buyer to identify any major issues with a home prior to closing. Your first clue that a home inspection is important. The inspector will.

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But as great as it is, the Zestimate really is just a starting point. You’ll want to dig deeper before making an offer. The Zestimate doesn’t know about the brand new kitchen or the frayed, stained carpeting, both of which will impact the home’s value. What are comps? This is a real estate term you’ll hear from your agent and bank.

Why home value is important. Determining your home’s value means greater control over these processes. Property taxes are almost always open to appeal, for example. If you can prove an assessment is too high by pulling comps, you may be rewarded with a lower tax bill.

The Assessed Value. Therefore, if you have the property’s tax assessed value and its assessment rate, you can calculate the FMV. Here’s how it works. Say your property’s tax assessed value is $80,000. If your assessment rate is 80 percent, then your home’s FMV is $100,000 because $80,000 is 80 percent of $100,000.

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Why home value is important. And the benefits of finding a home’s value don’t end with a purchase or sale: Refinances, home equity lines of credit, insurance premiums and annual property taxes are all based on home value. Determining your home’s value means greater control over these processes.

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