How We Paid Off Our Mortgage With a Credit Card. A lot of people have asked us how we paid off our mortgage with credit, and this is a smart question, considering that, traditionally, mortgage companies and banks do not let you make mortgage payments with plastic. In our case, we used a service called Plastiq to pay our mortgage off.

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 · So if your mortgage payment is $1,000, they will charge your credit card ,025 and cut a check to your mortgage lender for $1,000 on your behalf. The real question is is it worth it? It depends on the credit card you have and whether the additional rewards you’d get from paying your mortgage.

Racking up credit card points by paying your mortgage with a credit card can be a quick way to gain rewards for an upcoming vacation or significant purchase. Less happily, loss of a job or other.

If your mortgage lender will offer credit card options, it’s important to find out in advance if the company will charge any fee. While there are limited options to pay off a mortgage with a credit card, and none of them are free, there are still some opportunities to use plastic to pay off your home.

A charge shows up on your credit card, earning you points. A monthly mortgage payment of $1,200 can mean big credit card points for you over time. However, it’s important to be careful when you try this strategy. Many third-party bill pay services charge a fee when you pay with a credit card.

 · How We Paid Off Our Mortgage With a Credit Card. A lot of people have asked us how we paid off our mortgage with credit, and this is a smart question, considering that, traditionally, mortgage companies and banks do not let you make mortgage payments with plastic. In our case, we used a service called Plastiq to pay our mortgage off.

RELATED: How to improve your credit score by 100 points in 30 days Most popular options to pay rent or mortgage with a credit card. landlord payment systems: If you live in a large apartment complex or a building operated by a big management company, you will probably have an option to pay your rent with a credit card.

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