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Potential homebuyers and refinancers often hear mortgage lending standards are too tight – that it’s hard to qualify for a mortgage without perfect credit. But how hard is it, really, to get a.
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Mortgage Pre-Approval: A Loan Must-Have for First-Time Home. – Getting pre-approved for a loan is important, and different from getting pre-qualified. Here’s how to prep your credit history and finances. Mortgage Pre-Approval: A Loan Must-Have for First-Time.
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How to Get Pre-Approved for a Mortgage – crediful.com – Getting a pre-approval letter also gives you a chance to see how large of a loan you’ll be approved for, helping to narrow down your home search to the right price range. You’ll also find out what types of loan you qualify for, whether it be a conventional, FHA, VA, or other type of mortgage.
Why is it so hard to get approved for a mortgage? – Quora – It shouldn’t be, but it certainly is harder than prior to the economic crisis in 2008/09. Subprime loans were handed out like candy, which was a huge factor to the overall demise and fall. Today, you can and should be able to qualify for a mortgag.