Can I use a mortgage/home loan to renovate a house when. – If you want to renovate your house, you have to take another loan along with the home loan. When you want to refinance your home loan, you can ask your lender for a top-up loan. A top-up loan is a loan that functions like an extension of your current home loan, i.e., you can sink it into the same property.

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USDA Homeownership Direct Loan Program (Section 502) – The Section 502 direct loan program offers mortgages for low-income homebuyers in rural areas. Section 502 direct is operated by the U.S. Department of Agriculture’s.

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Renovating your house by refinancing your current home loan. – When you are refinancing to renovate your house make sure you know what purpose your current home loan is serviceable for.. Refinance Your Home Loan To Renovate. Finder AU. Level 10, 99 York.

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